/* Shared visual system. Loaded last to reconcile the legacy page templates. */
:root{--ink:#172f35;--muted:#53686b;--paper:#f5f8f7;--card:#fff;--line:#dce6e3;--green:#126859;--green-bright:#b5e9d7;--lime:#d4eea4;--tool-ink:#172f35;--tool-accent:#126859;--tool-line:#dce6e3;--shadow:0 16px 48px #143e3210}
body{background:var(--paper);line-height:1.5}a{color:var(--green)}button,input,select{touch-action:manipulation}a,button,input,select,summary{scroll-margin-top:24px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #b37621;outline-offset:4px}[hidden]{display:none!important}
.site-header{width:min(1240px,calc(100% - 64px));min-height:94px;height:auto;gap:24px;border-bottom:1px solid var(--line);flex-wrap:nowrap;padding:18px 0}.brand{font-size:19px;letter-spacing:-.6px;flex-shrink:0;line-height:1.2}.brand-sub{display:block;font-size:13px;letter-spacing:1.4px;text-transform:uppercase;margin-top:3px}.brand-mark{width:42px;height:46px;border-radius:13px;transform:none}.site-nav{gap:26px;margin:0 0 0 auto;flex-wrap:nowrap}.site-nav a{font-size:14px;padding:12px 0;white-space:nowrap}.site-nav a[aria-current]{color:var(--green);box-shadow:0 2px var(--green)}.currency-label{display:none}.currency-select{background:white;min-height:44px}.menu-toggle{display:none;border:1px solid var(--line);border-radius:10px;padding:10px 15px;background:white;color:var(--ink);min-height:44px}
main{width:min(1180px,calc(100% - 64px))}.intro{max-width:none;display:grid;grid-template-columns:1.45fr .7fr;gap:80px;align-items:center;margin:62px 0 48px}.intro h1{font-size:clamp(36px,4.5vw,58px);line-height:1.08;letter-spacing:-2.8px;margin:16px 0 20px}.intro h1 span{color:var(--green)}.hero-copy>p:not(.eyebrow){font-size:17px;line-height:1.75;color:var(--muted);max-width:560px}.hero-links{display:flex;align-items:center;gap:26px;margin-top:25px}.hero-links a{font-size:14px;font-weight:700;text-decoration:none}.primary-link{display:flex;gap:30px;align-items:center;background:var(--green);color:white;padding:15px 20px;border-radius:10px}.hero-notes{display:flex;flex-wrap:wrap;gap:22px;margin-top:20px;color:var(--muted);font-size:12px}.hero-notes span:before{content:'✓';margin-right:7px;color:var(--green)}.hero-aside{padding:30px;border:1px solid #d1e3da;border-radius:20px;background:linear-gradient(140deg,#e7f1ea,#edf5e6);position:relative}.hero-number{font-size:10px;letter-spacing:1.6px;font-weight:700;color:var(--green)}.hero-aside h2{font:700 32px/1.2 Manrope,system-ui,sans-serif;letter-spacing:-1.2px;margin:40px 0 14px}.hero-aside p{color:var(--muted);font-size:14px}.hero-aside a{display:block;border-top:1px solid #cbded1;padding-top:22px;margin-top:26px;font-size:13px;font-weight:700;text-decoration:none}
.calculator-shell{border-radius:20px;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);box-shadow:var(--shadow)}.input-panel{padding:34px}.panel-heading h2{font-size:23px}.panel-heading{margin-bottom:26px}.result-panel{padding:36px;background:#124f47}.result-panel:before{display:none}.result-topline{color:#d7ebe5}.monthly-total{font-size:clamp(38px,4vw,60px);overflow-wrap:anywhere}.result-caption,.legend-label,.summary-grid span,.tip span,.donut-center span{color:#c7dfd7}.payment-visual{grid-template-columns:130px minmax(0,1fr);gap:22px;margin:32px 0}.donut{width:130px;height:130px}.donut:before{width:98px;height:98px;background:#124f47}.legend-item{font-size:13px;grid-template-columns:8px minmax(0,1fr) auto;gap:7px}.legend-value{overflow-wrap:anywhere}.summary-grid{gap:25px}.summary-grid strong{overflow-wrap:anywhere;font-size:18px}.tip p{font-size:13px}.segment{min-height:36px;font-size:12px}.range{height:22px;background:transparent;--range-progress:50%}.range::-webkit-slider-runnable-track{height:5px;background:linear-gradient(to right,var(--green) var(--range-progress),#e4ece7 var(--range-progress));border-radius:5px}.range::-webkit-slider-thumb{margin-top:-7px}.range::-moz-range-track{height:5px;background:#e4ece7}.range::-moz-range-progress{height:5px;background:var(--green)}.reset-button{min-height:44px}.form-error{margin-bottom:0}.disclaimer{font-size:12px;max-width:860px;line-height:1.7;margin-top:18px}.content-section{max-width:none;margin-top:64px}.content-section h2{font-size:36px}.info-grid article{background:white;border-radius:14px}.info-grid article>span{background:#eaf4ee;padding:6px 10px;border-radius:6px}.faq{max-width:900px;margin-left:auto;margin-right:auto}.faq summary{padding:7px 0;line-height:1.6}.tools-main{color:var(--ink);padding:36px 0 56px}.tool-grid{gap:18px}.tool-card{border-radius:15px;padding:24px;transition:transform .18s,box-shadow .18s}.tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);background:white;border-color:var(--green)}.tool-card h3{color:var(--ink);line-height:1.4}.tool-card p{color:var(--muted);font-size:14px}.tool-card:after{content:'Explore tool ↗';display:block;font-size:12px;color:var(--green);font-weight:700;margin-top:24px}.tool-actions button,#downloadSchedule{background:var(--green);border-color:var(--green);min-height:44px}.tool-actions .secondary{color:var(--green);background:white}.tool-result{background:#eaf4ee;border-color:#caddd1;border-top-color:var(--green)}.tool-fields input{min-height:48px}.tool-result dl{grid-template-columns:minmax(0,1fr) minmax(0,auto)}.tool-result dd{font-size:1.05rem}.tool-method{background:#fff}.page-hero{padding:44px 0 28px}.page-hero h1{font-size:clamp(32px,4vw,52px);line-height:1.12}.article-card{box-shadow:none;border-radius:18px;padding:36px}.article-card h2{font-size:27px;scroll-margin-top:24px}.article-card p,.article-card li{line-height:1.85}.blog-post-layout{gap:30px;grid-template-columns:minmax(0,820px) 300px}.blog-sidebar{position:static;padding-top:110px}.article-toc{background:#edf5f0;border-color:var(--green)}.article-toc a{padding:7px 0}.guide-categories a{background:white;text-decoration:none}.guide-search{min-height:50px}.guide-list a{line-height:1.6}.site-footer{width:min(1180px,calc(100% - 64px));margin-top:50px;padding:34px 0}.site-footer>div{flex-wrap:wrap}.site-footer nav{gap:12px 24px}.site-footer a{display:inline-block;padding:8px 0}.breadcrumbs{line-height:1.7;overflow-wrap:anywhere}
.ad-container{min-height:130px;padding:14px 0 0;margin:40px auto;background:#eef2f0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);overflow:visible;max-width:100%}.ad-label{display:block;font:500 10px/1.4 system-ui,sans-serif;letter-spacing:1.5px;text-transform:uppercase;color:#657570;margin-bottom:12px}.ad-in-article,.ad-end-post,.sidebar-ad,.listing-ad{min-height:280px}.ad-after-calculator,.ad-after-intro{width:min(970px,100%);min-height:150px}.ad-container ins.adsbygoogle{max-width:100%}
@media(max-width:1100px){.payment-visual{grid-template-columns:1fr}.donut{margin:auto}.intro{gap:30px}.site-nav{gap:16px}.site-header{gap:16px}.blog-post-layout{display:block}}
@media(max-width:1000px){.site-header{flex-wrap:wrap}.site-nav{display:flex!important;order:4;flex-basis:100%;justify-content:center}.menu-ready .site-nav{display:none!important}.menu-ready.menu-open .site-nav{display:flex!important}.menu-toggle{display:block}.header-actions{margin-left:auto}.brand{margin-right:auto}.intro{margin-top:40px}.hero-aside{padding:22px}.hero-aside h2{font-size:28px}.calculator-shell{grid-template-columns:1fr 1fr}.input-panel,.result-panel{padding:26px}.field-grid,.cost-grid{gap:18px 12px}.label-row{flex-wrap:wrap}.result-topline{flex-wrap:wrap}.tool-workspace{grid-template-columns:1fr}.tool-result dl{grid-template-columns:1fr auto}.tool-result dd{text-align:right;margin:0}}
@media(max-width:760px){.site-header,main,.site-footer{width:calc(100% - 32px)}.site-header{min-height:78px;padding:14px 0;gap:12px}.brand{font-size:16px}.brand-sub{font-size:10px}.brand-mark{width:35px;height:39px}.intro{grid-template-columns:1fr;gap:0;margin:32px 0}.intro h1{font-size:44px;letter-spacing:-2px}.hero-aside{display:none}.hero-copy>p:not(.eyebrow){font-size:16px}.hero-links{gap:20px;flex-wrap:wrap}.hero-notes{gap:16px}.calculator-shell{grid-template-columns:1fr}.input-panel,.result-panel{padding:26px 22px}.field-grid,.cost-grid{grid-template-columns:1fr 1fr}.full-width{grid-column:1/-1}.payment-visual{grid-template-columns:130px minmax(0,1fr);gap:24px}.content-section h2{font-size:30px}.info-grid,.split-content{grid-template-columns:1fr}.content-section{margin-top:48px}.tool-grid{grid-template-columns:1fr 1fr}.blog-post-layout{width:calc(100% - 32px)}.article-card{padding:24px}.ad-container{margin:32px auto}.ad-after-calculator,.ad-after-intro{min-height:280px}.site-footer{font-size:13px}.site-footer>div{gap:12px}.page-hero p{font-size:16px}}
@media(max-width:420px){.site-header{gap:8px}.brand{gap:7px;font-size:14px}.brand-sub{font-size:9px;letter-spacing:1px}.currency-select{padding:8px;width:68px;font-size:13px}.menu-toggle{padding:8px 11px;font-size:13px}.site-nav{gap:8px;justify-content:space-between}.site-nav a{font-size:12px}.intro h1{font-size:37px}.hero-links{gap:18px}.hero-links a{font-size:13px}.primary-link{padding:13px 16px}.hero-notes{gap:11px;font-size:11px}.field-grid,.cost-grid,.tool-grid{grid-template-columns:1fr}.payment-visual{grid-template-columns:1fr}.donut{margin:0 auto 12px}.legend-item{font-size:14px}.article-card{padding:20px}.page-hero h1{font-size:32px}.tool-result dl{grid-template-columns:1fr}.tool-result dd{text-align:left;margin-top:-.6rem}.label-row{gap:6px}.panel-heading{gap:12px}.panel-heading h2{font-size:21px}}
@media print{.ad-container,.menu-toggle,.hero-links,.hero-aside{display:none!important}.result-panel{color:#172f35;background:#fff}.result-panel *{color:#172f35!important}.calculator-shell{display:block;box-shadow:none}.site-header,.site-footer{display:none}}

/* Supplied fixed-size homepage unit: never request it in a narrow layout. */
.ad-home-desktop{display:none}
@media(min-width:1024px){.ad-home-desktop{display:block;min-height:222px}.ad-home-responsive{display:none}}