Rent vs. buy calculator
Compare modeled net costs over a chosen period with explicit assumptions.
Your estimate
Assumptions and limits
Ownership costs should include taxes, insurance, maintenance, HOA and PMI. They stay constant in this model. The comparison includes loan payoff and sale proceeds; it excludes investment returns, tax effects, rent deposits and moving costs. Appreciation is a scenario, not a forecast.
Dollar amounts use USD. Values are rounded for display. Use figures from your lender and property records; these results are not a loan offer or financial advice.
How the calculation works
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